What does this new health care law mean for uninsured people who need coverage?

My son was just denied health coverage from a private insurance company. He needs medical insurance. I heard that this new law will do away with ‘pre-existing conditions.’ He recently had surgery on his hand from a stabbing. Will this new health care law go back and help pay for the surgery and anything he needs such as physical therapy?

Nothing at all, for four more years. None of the INSURANCE parts of the law, go into effect, until 2014. The only thing that goes into effect now, is the tax increase.

Surgery, physical therapy, none of that can be covered – it’s all preexisting. Maybe your community has a victim’s assistance fund, that can help pay these bills.

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5 Responses to What does this new health care law mean for uninsured people who need coverage?

  1. Age of Reason says:

    None of it goes into effect until the Pres signs it. Then your son shops around for the best deal.
    No it is not retroactive and will not pay old bills. Your son should apply to his state for assistance from the Victims Fund.
    References :

  2. StephenWeinstein says:

    No, it will not cover any treatment that happened before he obtains the insurance. After the law takes effect, he can get insurance for his future (not past) treatment, but be careful to buy an insurance policy that covers physical therapy. Some policies do not.
    References :

  3. betotron says:

    only new problems
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  4. mbrcatz says:

    Nothing at all, for four more years. None of the INSURANCE parts of the law, go into effect, until 2014. The only thing that goes into effect now, is the tax increase.

    Surgery, physical therapy, none of that can be covered – it’s all preexisting. Maybe your community has a victim’s assistance fund, that can help pay these bills.
    References :

  5. Flower says:

    I don’t know when the change in covering pre-existing conditions will actually take place. I am sure he won’t want to wait a long time to get the surgery. I don’t know when the change to permit him to go on your policy to age 26 will take place. He can still go to a county hospital or a community clinic and pay on a sliding scale.
    References :